Aur (MOD)

for itel PowerPro P41

Aur now offers a bank app where you can get a card that is both debit and credit, Clíku where you keep track of expenses with friends, a loyalty system where you collect klink and can use it in the marketplace that has all kinds of offers from Friends of Aur.

To activate the Aur app, you log in with an electronic ID.

In the Aur app you can, among other things:
- Create an Aur account
- Get an Aur card that is both debit and credit
- Apply for Aur loan
- Aura on Wealth
- Collect and use klink
- Create a group to keep track of expenses for the group of friends
- See PIN number on the Aur card
- Transfer
- Spread over 5 months transactions, unpaid invoices and product purchases
- Pay on card
- Monitor status and transactions on the Aur card
- Get notifications sent (e. notifications)
- Receive warnings if payment failed, transaction went to FIT or if something else wrong occurs
- Change permission on the Aur map
- Freeze the map


English:

Aur now offers a banking app where users can opt in for a payment card, both debit and credit, Klíka where users can share and split expenses with friends, a loyalty system where users accumulate klink and use that klink in the klink marketplace which offers a wide variety of offers from Vinir Aurs.

To activate the Aur app users need to authenticate their user electronically with an electronic ID.

In the Aur app users can:
- Sign up for an Aur account
- Sign up for an Aur card
- Apply for an Aur loan
- Transfer money to Auður
- Create a gang to share expenses with groups
- See PIN number to their Aur card
- Execute bank transfers
- Split payments, bills and purchases into five payments
- Transfer funds to Aur account
- Monitor balance and transactions on Aur card
- Get notifications
- Get alerts on unsuccessful payments, FIT costs or other issues
- Change credit limit on Aur card
- Freeze the Aur card

Aur loans
Aur consumer loans up to 1,000,000 ISK. Apply for instant loans ranging from 3 to 24 monthly repayments. Aur loans carry a fixed interest rate and payment fees. APR ranges from 14.25% to the legal maximum of 35% with the controlled interest set by the central bank of Iceland added.
Aur also provides short-term financing at Point-of-Sale for selected brands and partners.
Example of payout of 1,000,000 ISK. loan for 12 months. APR is 20.48% the total cost of the loan, including the principal and all applicable fees is 1,214,272 ISK.

Aur and its loan products are subject to Icelandic laws and regulations applicable to consumer loans. Aur is a subsidiary of Kvika bank which is registered with the Financial Supervisory Authority.